ME has the violins and piano insured thru a professional organization she joined when she was teaching. It's not TOO expensive. The Rickenbacker (it's gone up in value) would be covered under our homeowner's and I suspect that the PA and Fender Bassman have declined in value to the point that we'd just get a few $$ for them. The drum kits are probably only worth $2K or less for both sets of them. Anyhow, I HOPE we're covered and more than that I hope we never have to find out. BTW - I replaced all the smoke detectors last November so we do have working units. The hurricane detectors - who knows??!!
Dan
Dan
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