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Always check your bank accounts
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We use debit cards. But If we go on any trip or are going to be out of the immediate area I always let my bank know where we are going to be and how we are getting there. Hot Rod Power Tour They knew what city what night every step of the way. We had one incident and our bank caught it immediately and declined it because we have been so diligent in that
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I don't have a debt card I only use a credit card and I never sign my card because I want them to ask for my I.D. I get more upset if they don't. The reason I only use a credit card is so I can watch my spending history and I never put anything on it I can't pay off at the end of the month so I never pay any interest. I did have my card company call me one year because I was using my card at the same brand of gas station and they wanted to check it out so now I don't stop at the same brand anymore.
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Last year I was standing on black lake talking to some BS'ers when I got a call from the CC company saying my card had just made an $800 purchase at a Meijer in Ohio. Sucked losing my primary payment method for things on the first day of the tour. Thankfully it was before I had really left home so I was able to grab a different card I don't really carry. Weird that my card got used by someone in Ohio with in a few days of being a year apart from each other.
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Man that sucked - and odd they didn't text you when all those other charges started popping up.
Several years ago I called my CC company (on a suggestion to do so) to tell them I was going on vacation and would have multiple charges away from home. Obviously Rajiv misunderstood and proceeded to lock my card down. First hotel in Newton- no good - until I got it straightened out with customer service in the USA.
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On this subject, during Power Tour I'm pumping gas at a Texaco in Hueytown, AL on Allison-Bonnett Memorial Drive , anyway, I get a fraud text from the CC company asking if it was me pumping gas at a Texaco in Hueytown, I responded back with yes. Continue on with the trip, at the NASCAR hall of fame my credit card is declined. Call the CC company and see what's up, it directs me to automated fraud thing, asks if a gas charge in Charlotte the night before and the two failed swipes at the Hall were me, all yes. All, good, right?
Nope. Get home, go to add up the gas from the trip. I find nearly $3500 in fraudulent charges from the Dayton/Cincinnati area. There were like 30 charges involved to get up to that. Some how none of those tripped their fraud alerts while charges I actually was making did. It took a bunch of time on the phone to get sorted out with them which charges were fake and which were real as some of them were even on the Kentucky side of the Cincinatti area even, but they got them all dropped and fixed it all. Also why I don't use debit card. If all those charges had actually taken money out of a bank account that needed put back I would have been screwed. When they are just charges on credit waiting to be paid off and not actually taking money out of an account while the situation gets resolved, no big deal.
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Originally posted by 67 Malibu View PostI have heard that both ways. We used one card for everything on the tour this year & everytime that I gassed up it asked for a zip code. Nowhere but the gas stations (at the pump) did.
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Originally posted by moparjim71 View PostThe zip code is for marketing information data collection.
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Originally posted by >>>>head View PostFWIW - everytime I have used an Amex card in Walmart, the swipe machina request my zip code - after reading this post I no longer think it is a pain in the derrière
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FWIW - everytime I have used an Amex card in Walmart, the swipe machina request my zip code - after reading this post I no longer think it is a pain in the derrière
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Anytime you have to swipe a card more than once for a single purchase there is a chance you'll be jacked. I had two cards jacked in two months at two different national chain stores. First one got me for $50 but I caught the second one early.
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We were hit right before the tour. Also used at Wal Mart. The bank credited us but this costs us all something.
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Originally posted by Big Dave View PostPerry I was just borrowing a few bucks.......
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