Why fire and theft insurance on your car is always a good idea is clearly illustrated in the photo below of a McLaren, a real McLaren F1 burning to the ground in Santa Rosa, California.
The owner had left the car sitting for six months and decided to take it for a ride. Who wants to bet a mouse nest on the header was to blame? We think the insurance company is going to pull that thing apart with tweezers to avoid paying this claim.
Hasta la Vista $2,000,000.